Us Medical Funding

Optometrists & Ohthalmologists

SmarterLoan™ & SmarterLease™ Programs

In a constantly changing healthcare industry, keeping pace with technology is a necessity and requires quick turnaround. Capital equipment for your business can be extremely expensive and can quickly become obsolete. Whether you prefer to purchase, or use your equipment for a certain period of time until it becomes obsolete, USMF will advise which program is best for your business.

Through our tailored SmarterLoan™ program, you can begin to utilize modern equipment while gaining priceless tax advantages immediately—without draining cash reserves.

Through our SmarterLease™ program, we will customize and structure your payment schedules to accommodate your cash flow. This allows you to keep cash from being tied up in expensive and often obsolete technology, and instead, use that capital to take advantage of other opportunities. You may also gain valuable tax advantages with this unique program. Usually when structured as a loan, Tenant Improvements (Ti’s) and Construction must be depreciated over 39 years. The SmarterLease™ can combine your Ti’s and Construction with equipment to gain immediate and valuable tax advantages you may not have realized. Experience these program benefits when you trust USMF with your business goals:

• All Equipment types
• Cost range from $50,000 – $5 Million
• Up to 15-year terms
• 24 hour pre-approval
• Minimal financial information required
• Avoid equipment obsolescence
• Up to 100% tax deductibility may apply
• Fixed and customized monthly payment plans
• Preserve bank credit lines and working capital

With our extensive experience and resources, USMF is the only financing source in the healthcare industry that guarantees smarter financing and business solutions. No other bank or lender offers this commitment. Consider USMF your trusted personal financing consultant.